- Directly from the client (rare)
- They are recurring clients and I have a good memory
- On the credit report. Many times when the solar is financed, it will show on the credit. For example Mosaic Solar. Huge red flag that property has solar
- Many times the solar shows up as a mortgage. If the lien isn’t attached to the property, we order a credit supplement to correct the type of liability to installment
- From the title report. The UCC/lien will show most of the times on Schedule B. It’s a hit and miss whether the title company actually points it out and therefore imperative that Operation staff review pre-lims.
- From the appraisal report. Does appraiser note if it’s outright owned, leased, or financed?