The Benefits of Homeownership
travis2024-03-20T22:47:45+00:00Homeownership can be an exciting time for new buyers! It can also be intimidating. Don’t be deterred! The benefits of owning your home are many and our expert loan officers [...]
Using Your Home Equity Wisely
travis2023-06-01T22:16:22+00:00While recovery from the 2008 housing crisis was slow to start, the housing market has been on an upward trajectory since rebounding in 2010. According to Gitnux.com, between 2010 and [...]
Credit Score Tips
travis2023-03-20T22:48:53+00:00Don’t let a credit score prevent you from applying for a mortgage. Did you know? The average makeup of U.S. Credit Scores: SCORE 300-649 650-749 750-850 Percentage of U.S. Credit [...]
First-Time Homebuyer With An FHA Loan
travis2023-03-20T22:41:52+00:00It’s a common misconception that no affordable means of obtaining a home exists! However, the Federal Housing Administration (FHA) offers FHA loans which are an excellent option for a first-time [...]
It’s a Great Time to Take Cash Out of Your Home
travis2023-02-08T18:29:46+00:00With many nationally acclaimed experts predicting a fairly significant drop in home values this year, a few of our past clients are moving forward with plans to take cash out [...]
V.I.P. Mortgage, Inc. Receives Recognition as a Top Veteran Owned Business in the Phoenix Area!
travis2022-11-18T18:49:53+00:00Scottsdale, AZ – V.I.P. Mortgage, Inc. was honored by the Phoenix Business Journal ACE Awards as the #4 Veteran owned business within the Phoenix area! The award is designated through [...]
Everyone pays points!*
travis2022-09-30T23:10:26+00:00Unless you’ve stayed away from any form of communication in the modern world, it's no mystery that mortgage rates have been moving relentlessly higher in 2022. But how high is high? That [...]
Private Mortgage Insurance for Dummies
travis2022-09-20T22:00:51+00:00Until the advent of jet travel and international phone calls, most Americans lived in just one home for their entire lives. In fact, generations of a family would often live [...]
Down Payment Assistance (DPA) Loans: The Cost of “Free” Money
travis2022-08-29T20:16:29+00:00Many people are curious about Down Payment Assistance (DPA) programs when it comes to buying a home. In the mortgage industry there are a good number of options for these [...]
Pay now or pay later? (rate-buydown options)
travis2022-08-09T21:18:55+00:00Many people are familiar with the words “points” or “discount” in the lending universe, and its corresponding stigma (read: “I don’t like to pay the bank fees”). Before you write-off [...]