Everyone pays points!*
travis2022-09-30T23:10:26+00:00Unless you’ve stayed away from any form of communication in the modern world, it's no mystery that mortgage rates have been moving relentlessly higher in 2022. But how high is high? That [...]
Down Payment Assistance (DPA) Loans: The Cost of “Free” Money
travis2022-08-29T20:16:29+00:00Many people are curious about Down Payment Assistance (DPA) programs when it comes to buying a home. In the mortgage industry there are a good number of options for these [...]
Pay now or pay later? (rate-buydown options)
travis2022-08-09T21:18:55+00:00Many people are familiar with the words “points” or “discount” in the lending universe, and its corresponding stigma (read: “I don’t like to pay the bank fees”). Before you write-off [...]
Rate vs fees – how should you pay the bank?
travis2022-07-06T23:21:20+00:00Let’s get something out of the way upfront – mortgage lenders are NOT non-profit in nature. While not all banks / lenders offer the same pricing (or have a similar [...]
The Upfront Cost of Buying a Home (And Planning Accordingly)
travis2022-06-10T22:18:30+00:00When it comes to buying your first home, two questions typically surface: “how much do I need for the down payment?”, and “how much can I afford per month?”. Many [...]