- The contract will have a TIL disclosure
- The contract will say “you don’t have the option of purchasing the system”. This means it’s not financed
- If it’s on the credit report, more than likely it’s financed, but double check with the contract. Also, if there’s a second lien on the home and being reported on title and credit, it could mean that the client pulled financing from a lender, i.e. Credit Union, in order to purchase SOLAR.