calculating your monthly mortgage payment

Determining Your Monthly Mortgage Payment

Financial planners and mortgage loan officers will instruct potential homebuyers to stick to the 30/30/3 rule when deciding your monthly mortgage payment. Broken down, this means: You shouldn’t spend more […]

pre qualified or pre approved

Pre-qualified vs. Pre-approved: Let’s Spell It Out

Prior to shopping for a new home, prospective homebuyers should get pre-qualified for a mortgage loan. It’s a quick and easy process that helps gage how much how you can […]

Purchase your next house

Ready to Buy a House? Keep Your Emotions in Check

March is often referred to as the kickoff for house hunting season. Most people buy and sell their homes in the spring as school winds down and summer approaches. If […]

2021 Market Predictions – Is It a Good Time to Buy a Home?

In today’s real estate market, knowing where the market predictions stands is pertinent to making good financial decisions for your future. By all accounts, indicators point to the housing market […]

Breaking Down A Mortgage Payment

A mortgage payment is comprised of four parts – Principal, Interest, Taxes, and Insurance; often referred to as P.I.T.I. Here we dissect the anatomy of a monthly mortgage payment piece […]

2020 Champions for Charity National Championships

2020 Champions for Charity National Championships

V.I.P. Mortgage, Inc.’s very own Jay Barbour, Rob Purvis, Bill Morin and Ed Dermody were honored to play at the 2020 Champions for Charity National Championships at Pebble Beach, the […]

Is Buying a Home Still a Good Investment?

Once again, the housing market finds itself on a wild ride as Americans navigate through a global pandemic, increasing unemployment and withering job security. Couple these obstacles with low housing […]

Best company to work for award

#1 Best Place to Work 2020

For the 4th consecutive year, V.I.P. Mortgage, Inc. was named the 2020 #1 Best Place to Work, large company category, by Phoenix Business Journal. This award is given out every […]

VIP Mortgage - Prepared Home Buyer

Thinking of Buying Your First Home? Be Prepared!

Many first-time home buyers begin their journey by letting their fingers do the walking, perusing sites like Zillow and Redfin. Before you know it, they fall in love with a […]

How Can I Be the Best Loan Candidate

When applying for a home loan, you are evaluated on a variety of different factors to determine your eligibility for a loan and at what interest rate one can be […]

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